WhiteBIT has launched a new USD payment rail that allows KYB-verified corporate clients to send and receive U.S. dollars through SWIFT directly between their bank accounts and the crypto exchange. The integration, built in partnership with BCB Group, is now live, enabling businesses to move USD for treasury operations, crypto-related fiat on-ramps and off-ramps, and international settlement without preset transfer limits.
According to information provided by WhiteBIT, each USD transfer made over SWIFT is charged a flat fee of 54 USD per transaction, while fiat-to-crypto and crypto-to-fiat conversions are priced at a base rate of 0.1% with the option for individualized terms for high-volume corporate clients. WhiteBIT said transfer capacity is assessed case by case through Source of Funds verification, using each client’s approved profile.
Key takeaways
- Price move: The article does not report any market price or trading impact for WhiteBIT shares or broader crypto assets.
- Catalyst: WhiteBIT said its partnership with BCB Group has been integrated and the USD SWIFT on- and off-ramp is now operational for KYB-verified businesses.
- What’s changing: Corporate clients can deposit and withdraw USD over SWIFT straight to and from their bank accounts, tied directly to crypto activity on the exchange.
- Key implication: Easier USD liquidity access may streamline treasury management and settlement for companies that need dollar funding for both fiat obligations and crypto conversion flows.
- Fees and limits: WhiteBIT cited a flat 54 USD SWIFT transfer fee and a 0.1% base fee for conversions, with transfer capacity determined individually via Source of Funds verification.
What drove the launch
WhiteBIT said the new rail is designed to reduce friction for corporate clients that already transact in dollars. The exchange’s stated goal is to give businesses a “globally recognised settlement rail” for managing USD liquidity more efficiently across markets.
According to WhiteBIT, cross-border settlement is commonly handled in USD, and the dollar accounted for roughly half of all SWIFT payments by value in mid-2026, and around three-quarters of international payments when transfers inside the Eurozone are excluded. For companies operating in digital assets, WhiteBIT argued that USD is often the currency needed when converting between crypto and fiat or paying counterparties in other countries.
WhiteBIT said the SWIFT integration supports end-to-end workflows including sending USD to the exchange, withdrawing USD back to bank accounts, converting crypto to fiat and moving the resulting dollars into the banking system, and settling international payments that may involve both traditional currencies and digital assets.
How the SWIFT integration works
WhiteBIT said KYB-verified corporate clients can now send USD to the exchange over SWIFT and withdraw USD back to their bank via the same route. The exchange described the arrangement as a direct connection between participating bank accounts and the corporate treasury processes tied to WhiteBIT activity.
BCB Group, which WhiteBIT identified as a provider of regulated banking infrastructure for crypto firms, is positioned as the enabling financial network for the service. WhiteBIT said bank accounts “plug straight” into corporate operations on the exchange once the integration is active.
The exchange said it does not apply preset deposit or withdrawal caps to the new SWIFT service. Instead, WhiteBIT stated that transaction capacity is evaluated individually using Source of Funds verification, so approved transfer sizes can reflect each client’s risk profile and approved documentation.
Costs, conversion fees, and corporate pricing
WhiteBIT outlined a fee structure for USD movements over SWIFT that centers on a fixed per-transaction charge. Each USD deposit or withdrawal conducted via SWIFT carries a flat fee of 54 USD per transaction, according to WhiteBIT.
For currency conversion activities, WhiteBIT said fiat-to-crypto and crypto-to-fiat trades are charged at a base rate of 0.1%. The exchange also indicated that individual pricing arrangements are available for high-volume corporate clients, implying that larger treasury operators may negotiate fees beyond the baseline rate.
WhiteBIT’s approach to transfer capacity and pricing is therefore built around verification and volume-based commercial terms rather than standardized caps, which the company said allows transactions to align with each organization’s approved profile.
Bigger picture: regulated infrastructure and dollar liquidity
WhiteBIT framed the release as part of the institutionalisation of crypto, where access to reliable dollar liquidity remains a practical constraint for corporate treasury teams. According to a statement attributed by the exchange to Volodymyr Nosov, Founder and President of W Group—the parent group behind WhiteBIT—access to USD liquidity is “a cornerstone of institutional crypto adoption.”
WhiteBIT also said the SWIFT-based rail is intended to help businesses manage liquidity more efficiently and scale across markets using a settlement network already familiar to financial institutions.
For BCB Group, WhiteBIT described the company as regulated and authorised in the UK, France, and Switzerland, offering payment, wallet, and trading services for clients that operate with fiat and digital assets. BCB Group’s website information, as cited in the article, also points to 24/7 instant settlement through its BLINC system.
WhiteBIT said its platform supports over 1,020 trading pairs and more than 360 digital assets, and that it serves 10 million users across six continents in more than 150 countries. The exchange is part of W Group, which the article said has a customer base exceeding 40 million globally.
What to watch next
WhiteBIT’s next milestones for corporate customers will likely include how quickly KYB-verified businesses onboard to the SWIFT rail and whether individual Source of Funds assessments translate into higher practical transfer capacity for different treasury profiles. Companies evaluating the service may also watch for updates on negotiated conversion pricing for high-volume clients and any expansion of supported settlement workflows tied to USD liquidity across markets.
